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Frequently Asked Questions

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Frequently Asked Questions

What types of loans do you offer?

We specialize in several categories of consumer and commercial financing including:
Mortgages: Conventional, Jumbo, FHA, VA, USDA Rural, Construction-to-Perm, Bridge, Reverse, Refinance
Credit Cards: Balance Transfer, Cash Advance, Business Credit Cards, Secured Cards
Personal Loans: Personal Unsecured, Debt Consolidation, Payday Loans, Signature Loans
Business Financing: SBA 7(a)/504, Commercial Real Estate, Equipment Leasing, Lines of Credit

What are your fees?

We believe in complete transparency with absolutely no hidden charges. Here's what you'll never pay:
• Application fees • Origination fees • Prepayment penalties • Annual fees
• Hidden administrative fees • "Junk" fees • Yield Spread Markups
All pricing is disclosed upfront in writing before you commit.

Do you work with people with bad credit?

Yes! We have successfully assisted thousands of clients with sub-620 credit scores, thin files, collections, charge-offs, bankruptcies, judgments, and other credit challenges. We never turn anyone away and believe everyone deserves a second chance at financial stability.

How do I get started?

Getting started is simple and obligation-free:
• Fill out our online booking form or call (402) 442-6363
• Receive a callback within 24 hours
• Schedule a free 30-minute consultation
• Discuss your goals and receive a customized proposal

Are you licensed and insured?

Yes. We maintain:
✅ NMLS Licensed & Registered ✅ State Licensure in all 50 states
✅ SIPC/CRPC Compliant ✅ $2M E&O Insurance
✅ FINRA Member Firm ✅ BBB+ Rated

What makes you different from banks?

Unlike traditional banks that often push proprietary products or prioritize sales quotas, we operate as independent fiduciaries working exclusively for YOUR benefit. We don't sell products—we sell objective advice. Our compensation comes from successful outcomes, not product commissions.

Can you help me if I'm behind on taxes?

Absolutely! We've helped thousands of Americans resolve state and federal tax problems:
• Unfiled returns • Back taxes owed • Penalties & Interest
• Wage garnishments • Liens & Levies • Tax liens
• Offer in Compromise (OIC) • Installment Agreement (IA)

What happens after I submit my information?

After submitting your information securely through our encrypted portal:
1. Within 24 hours, a dedicated financial advisor will call you
2. During that call, they will gather details about your situation
3. Within 48 hours, you'll receive a detailed written proposal via email
4. Schedule a follow-up consultation call to review the plan